Unguka Bank provides financial assistance to the SACCOS in the form of Term loan and Overdraft. The Bank has established a dedicated micro finance development team responsible for providing these facilities to the SACCOS.
Term loan is extended for on lending to micro finance clients. In addition to the above, the Bank extends Over Draft (OD) facility to tide over temporary cash flow mismatches. These facilities are extended to SACCOS registered as Societies, Trusts, Not-for-profit Companies, Co-operatives, Credit co-operatives.